Medicare

We help make Medicare easier.

Our independent agents understand the ins and outs of Medicare. It’s our business to comprehend this system with its caveats, exemptions, and exceptions. We will meet with you, listen to your needs, explain your options, and find the best way for you to get the coverage you need. With our help, you won’t be surprised by the lack of coverage or exorbitant out-of-pocket expenses.

Attend one of our FREE Medicare information meetings near you or find an agent to get started today!

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STEP 1

Enroll in Original Medicare

Medicare Part A

HOSPITAL

  • Inpatient Hospital Care

    Part A Deductible: $1,676
    Days 1-60: $0 Deductible
    Days 61-90: $419.00/Day
    Days 91-150: $838.00/Day
    Days 150+: All Costs

  • Skilled Nursing

    Days 1-20: $0.00
    Days 21-100: $209.50/Day
    Days 101+: All Costs

  • Home Health Care

    $0 copay 40 visits

  • Hospice Care

    $0 copay

  • First 3 Pints of Blood

    $300 per pint

  • $0 Premium

    As long as you or your spouse has 40 quarters of Social Security

Medicare is required by federal and state laws to provide coverage for all of the above services, however, they are not required to cover the entire cost. Below, learn more about additional insurance options that can help pay for what Medicare does not.

ENROLL NOW

Medicare Part B

MEDICAL

  • Doctors, Outpatient surgery, Ambulance, Lab services, Durable Medical Equipment, Outpatient Therapy, Part B Drugs, Mental Health, Preventive Care

  • Part B Premium

    $185.00

  • Part B Deductible

    $257.00
    Co-Insurance 20% - No Stop Loss

  • Medicare Discount

As with Medicare Part A, Medicare is required to provide coverage for the above services but is not required to cover the entire cost. Learn more about your additional insurance options below.

ENROLL NOW

STEP 2

Decide if you need additional coverage

After you have enrolled in Original Medicare (Parts A and B), if you decide you would like additional coverage you have two ways to get it. It is important to understand that with both options below you still have Original Medicare and must continue to pay your Part B premium.

Option 1

Add one or both of the following to Original Medicare

Medicare Supplement Plan

Offered by private companies

Medicare Part D Plan

Offered by private companies
LEARN MORE

Option 2

Choose a Medicare Advantage plan

Medicare Advantage Plan

Part D or Additional Benefits

LEARN MORE

Option 3

Choose Ancillary products

Hospital Indemnity

Pays Cash Benefits For:

  • Travel to the Hospital or Medical Facility and/or A Hospital Stay

  • Inpatient Mental Health Services

  • Observation Unit Monitoring

  • Emergency Room Services For Injuries

Cancer Policy

  • $10,000 Reimbursement

    For Life Threatening Internal Cancer

  • Exception

    Not Skin Cancer
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Confused by your options, or unsure how to get started?

Don’t worry – join us for a FREE New to Medicare meeting!

In an information-only presentation, one of our licensed agents will explain how Medicare works, and the additional insurance options available. You can have your questions answered in a no-pressure, small group environment.

FIND A MEETING NEAR YOU